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Indexed Universal Life (IUL)
Market-Linked Growth: Your cash value is linked to a market index like the S&P 500, offering higher growth potential than standard whole life.
The 0% Floor: A key safety feature where your principal is protected from market losses. If the market goes down, your account simply earns 0% for that period instead of losing value.
Flexible Premiums: Unlike whole life, IUL allows you to adjust your premium payments as your financial situation changes
Indexed Universal Life (IUL)
Market-Linked Growth: Your cash value is linked to a market index like the S&P 500, offering higher growth potential than standard whole life.
The 0% Floor: A key safety feature where your principal is protected from market losses. If the market goes down, your account simply earns 0% for that period instead of losing value.
Flexible Premiums: Unlike whole life, IUL allows you to adjust your premium payments as your financial situation changes